My 20-year-old son wanted his first credit card. I told him to skip most of the advice online and do this instead.

Plus: A credit-building shortcut that many parents overlook.

Source: [MarketWatch](https://www.marketwatch.com/story/my-20-year-old-son-wanted-his-first-credit-card-i-told-him-to-skip-most-of-the-advice-online-and-do-this-instead-16331ceb?mod=mw_rss_topstories)